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	<title>Comments on: Mortgage Crisis in the US: The Lowdown on Lender Meltdowns</title>
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		<title>By: International Listings Blog &#187; Blog Archive &#187; 101 Tips &#38; Resources for the Upside-Down Homeowner</title>
		<link>http://oregonhousemarket.com/mortgage-crisis-in-the-us-the-lowdown-on-lender-meltdowns/comment-page-1/#comment-15</link>
		<dc:creator>International Listings Blog &#187; Blog Archive &#187; 101 Tips &#38; Resources for the Upside-Down Homeowner</dc:creator>
		<pubDate>Wed, 23 Apr 2008 19:34:31 +0000</pubDate>
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		<description>[...] Be a Vanilla Borrower: If see personal financial troubles looming on the horizon, but if you currently have good credit, good income, low debt, and strong assets, then refinance now if you need it. You&#8217;re what is known as a &#8220;vanilla borrower,&#8221; and you may have an easier time refinancing now than later. [...]</description>
		<content:encoded><![CDATA[<p>[...] Be a Vanilla Borrower: If see personal financial troubles looming on the horizon, but if you currently have good credit, good income, low debt, and strong assets, then refinance now if you need it. You&#8217;re what is known as a &#8220;vanilla borrower,&#8221; and you may have an easier time refinancing now than later. [...]</p>
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